India law and wallet context
This legal notice sets out the terms that apply when you browse, create an account, use the wallet, or ask us to handle your personal data. Your eligibility depends on local law and the service is available only where local law permits. We apply Indian account
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checks, payment record keeping and privacy handling to the extent required for the service you request. If a payment route such as UPI, Paytm or PhonePe creates a settlement record, that record may be retained for legal, tax, dispute and security reasons. Nothing on this page
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changes your duty to follow local law. We may pause account access while we complete checks, respond to legal duties, or protect your account. By continuing, you accept that local law, bank rules and our account terms may affect service availability.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.